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  • All Financial Literacy
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“Two-Do’s” for Financial Health

How exactly do you get your finances where you want them? Everyone’s situations and goals are a little bit different, but these two financial health to-do’s are a great place […]

Financial Habits to Start Now

3 Healthy Financial Habits to Start Now

Developing healthy financial habits can do wonders for helping us achieve our goals, and the earlier you start, the better! Here are three habits to start today: Write down what […]


Budgeting Basics

One of the most important and fundamental habits for financial wellness is budgeting. By making budgeting a habit now, you will see lots of benefits over the long-run! What is […]

121fcu-Back-to-School Shopping

Don’t Let Back-to-School Shopping Stress You Out

The National Retail Federation (NRF) is expecting this year’s back-to-school shopping season to be the most expensive ever. According to their survey, on average, families with children in grades K-12 […]


Financial Freedom: Financial Tips & Guidance from Self-Made Millionaire

We have all had moments when we felt we didn’t have enough money to get by. In 2010, 24-year-old Grant Sabatier woke up to find he had $2.26 in his […]


Financial Literacy for Kids

It’s never too early to start teaching kids about money. Good skills, that are learned at an early age, can have a lasting impact for the rest of your child’s […]


How to Recover from a Financial Setback

The financial trajectory in our life is full of ups and downs. As the saying goes, “That’s life.” We are all going to experience times when we feel like the […]

121fcu How to Start Saving Money

How to Start Saving Money

Saving money is tough. In fact, as humans, we’re wired to take care of our needs now, and worry about later… well, later. Putting resources away for a rainy day […]

121fcu-Money matters for new parents

Money Matters For New Parents

Becoming a new parent is one of the most exciting things that can happen in your life. It can also be very disorienting as you try to take care of […]

121fcu Stress and Spending

Stress and Spending

As we move deeper into the year, the magic of the holiday may have worn off, and many of our New Year’s resolutions are becoming faded memories. With tax season […]


Understanding Your Credit Score

Understanding Your Credit From getting approved for a loan to lower interest rates, there are many benefits to improving your credit. Use this tip sheet to learn about the factors […]


WEBINAR: “Build a Basic Budget” with Ms. Gail Lewis

Ms. Gail Lewis of 121 Financial Credit Union breaks down how to build a realistic, reasonable budget and get control of your spending. If you’re overwhelmed with overdraft fees and […]


WEBINAR: “Smart Car Buying” with Lisa Harris

In August 2020, Lisa Harris led a webinar on “Smart Car Buying”. In this free webinar, you will learn how to determine what you can afford, how to navigate dealerships, […]

understanding credit

Webinar: “Understanding Credit” with Ms. Gail Lewis

In late July 2020, Ms. Gail Lewis led a “lunch and learn” webinar for the public about the basics of credit and how you can improve your credit standing and […]

121fcu An Intro to 529 Plans

WEBINAR: An Intro to 529 Plans

If you have the goal to increase educational savings, a 529 educational savings plans can help you reach that goal. In the webinar we discuss how 529 plans work, the […]

121fcu Automating Your Finances

WEBINAR: Automating Your Finances

NOW is a great time to start a healthy savings habit! Learn how to automate your savings and master this key step to financial wellness.  We share what accounts you […]

121fcu Finances with Behavioral Economics

WEBINAR: Hacking Your Finances with Behavioral Economics

What is standing in your way of saving? There is psychological research that shows we do not always make rational decisions. Learn the behavioral science of why we struggle to […]

121fcu-Options for Dealing With Debt

WEBINAR: Options for Dealing With Debt

If you are dealing with debt, you’re not alone. Let’s work together to come up with a plan to get out of debt and reduce your financial stress. We explore […]


WEBINAR: Retirement 101

Invest a little of your time to start building a secure retirement for you and your family! During this webinar we develop a personalized plan that will be the first […]


WEBINAR: Saving to Achieve your Goals

Whatever your goals for 2020, you’ll likely need to save to achieve them. Listen in to the webinar Saving to Achieve Your Goals – give yourself the gift of savings in […]

Latest Learning Center Posts

Ask Ms. Gail: What should I do If I can’t make my loan payment?
Ask Ms. Gail: What is the difference between a credit score and a beacon score?
Ask Ms. Gail: What is a credit score and what makes it up?

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