- All Financial Literacy
- Budgeting & Saving
- Credit Health
- Debt Management
- Mortgages & Loans
- Tips for Kids & Teens
“Two-Do’s” for Financial Health
How exactly do you get your finances where you want them? Everyone’s situations and goals are a little bit different, but these two financial health to-do’s are a great place […]
3 Healthy Financial Habits to Start Now
Developing healthy financial habits can do wonders for helping us achieve our goals, and the earlier you start, the better! Here are three habits to start today: Write down what […]
Budgeting Basics
One of the most important and fundamental habits for financial wellness is budgeting. By making budgeting a habit now, you will see lots of benefits over the long-run! What is […]
Don’t Let Back-to-School Shopping Stress You Out
The National Retail Federation (NRF) is expecting this year’s back-to-school shopping season to be the most expensive ever. According to their survey, on average, families with children in grades K-12 […]
Financial Freedom: Financial Tips & Guidance from Self-Made Millionaire
We have all had moments when we felt we didn’t have enough money to get by. In 2010, 24-year-old Grant Sabatier woke up to find he had $2.26 in his […]
Financial Literacy for Kids
It’s never too early to start teaching kids about money. Good skills, that are learned at an early age, can have a lasting impact for the rest of your child’s […]
How to Recover from a Financial Setback
The financial trajectory in our life is full of ups and downs. As the saying goes, “That’s life.” We are all going to experience times when we feel like the […]
How to Start Saving Money
Saving money is tough. In fact, as humans, we’re wired to take care of our needs now, and worry about later… well, later. Putting resources away for a rainy day […]
Money Matters For New Parents
Becoming a new parent is one of the most exciting things that can happen in your life. It can also be very disorienting as you try to take care of […]
Stress and Spending
As we move deeper into the year, the magic of the holiday may have worn off, and many of our New Year’s resolutions are becoming faded memories. With tax season […]
Understanding Your Credit Score
Understanding Your Credit From getting approved for a loan to lower interest rates, there are many benefits to improving your credit. Use this tip sheet to learn about the factors […]
WEBINAR: “Build a Basic Budget” with Ms. Gail Lewis
Ms. Gail Lewis of 121 Financial Credit Union breaks down how to build a realistic, reasonable budget and get control of your spending. If you’re overwhelmed with overdraft fees and […]
WEBINAR: “Smart Car Buying” with Lisa Harris
In August 2020, Lisa Harris led a webinar on “Smart Car Buying”. In this free webinar, you will learn how to determine what you can afford, how to navigate dealerships, […]
Webinar: “Understanding Credit” with Ms. Gail Lewis
In late July 2020, Ms. Gail Lewis led a “lunch and learn” webinar for the public about the basics of credit and how you can improve your credit standing and […]
WEBINAR: An Intro to 529 Plans
If you have the goal to increase educational savings, a 529 educational savings plans can help you reach that goal. In the webinar we discuss how 529 plans work, the […]
WEBINAR: Automating Your Finances
NOW is a great time to start a healthy savings habit! Learn how to automate your savings and master this key step to financial wellness. We share what accounts you […]
WEBINAR: Hacking Your Finances with Behavioral Economics
What is standing in your way of saving? There is psychological research that shows we do not always make rational decisions. Learn the behavioral science of why we struggle to […]
WEBINAR: Options for Dealing With Debt
If you are dealing with debt, you’re not alone. Let’s work together to come up with a plan to get out of debt and reduce your financial stress. We explore […]
Latest Learning Center Posts
Subscribe for 121 Updates!
Enter your email below to be the first to know about the next 121FCU educational events, member and community fun, and latest news!
Jacksonville's Hometown Credit Union
Find out why people are "dumping the big banks" for the credit union difference!
The 121FCU Blog
121 FCU Blog
- Zero-Based Budgeting: What It Is and How Does It Work September 19, 2023
- 15 vs. 30-Year Mortgage: Which One Should You Choose? September 15, 2023
- 5 Tips for Teaching Kids About Money & Why Starting Early is Key September 8, 2023
- 10 Essential Tips for Buying Your First Home August 30, 2023
- How to Rebuild Credit After Bankruptcy August 25, 2023
