We may not be hosting the biggest CAR SALE! in Jacksonville this year, but that doesn’t mean we can’t help you get an amazing deal on a “new to you” car. We’ve slashed our used car loans across the board — and, starting at 2.19%*, they’re the lowest rates of any bank or credit union in town!
Step 1: Apply and qualify for a new or used vehicle loan with us. We finance up to 100% of the deal, including those pesky fees dealerships sometimes throw on at the end. You’ll receive a “draft” of your loan, including the amount you are approved to pay for a car (total).
Step 2: Go test drive! Here’s a list of approved dealerships ready to help you.
Step 3: Once you’ve found the car or truck or SUV of your dreams, just hand over your draft document to the finance folks at the dealership. Congratulations, you just bought a “new to you” vehicle.
*APR = Annual Percentage Rate. Shown 2.19% rate is lowest available and based on 24 months. Payment example: A $15,000 loan at 2.19% for 24 months would be a $639.36 monthly payment with total loan cost of $15,344.58. Other rates and terms available. Must be a member to qualify.
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There’s nothing like driving along the open road. With 121 Financial, we can get you there with our recreational vehicle loan options.
Experience ultimate freedom with a recreational vehicle loan that won’t weigh you down.
We offer up to 100% financing for a variety of new and used recreational vehicles, including:
Loan rates may vary by vehicle type, age, and percentage financed. Check our rates.
*APR= Annual Percentage Rate. APR shown is lowest available rate. Rates determined by creditworthiness criteria.
Get on the water without drowning in debt. Sail away with our boat loan options that let you decide how much and how long you need financing. Cruising boats, fishing boats, personal watercraft—if you can drive or sail it, we can help you finance it.
Best of all, 121 Financial is one of the few institutions in Jacksonville that lets you finance up to 100% of your new or used boat, including the trailer, fees and taxes. And, for a limited time, you can enjoy up to 60 days before your first payment is due.
“I love 121 Financial Credit Union because they look beyond credit scores and numbers and look at the member. When looking at loan options, they have steered me away from borrowing when it was more advantageous to do alternative options. Any other bank would have lent me money and charged me interest, even if it wasn't in my best interest. The bottom line is, 121 Financial has my back.”