Home is closer than you think. We offer a variety of mortgage options so that you can select the right financing option for your permanent residence or vacation home. Start your home-owning journey with 121 Financial, where you can expect competitive rates, in-house underwriting and lower closing costs.
Maintain the original interest rate throughout the entire life of your loan.
Pay a lower monthly payment for a fixed number of years to allow for more flexibility.
We offer special pricing when your dream home exceeds the conventional loan limit.
Ask us about our first-time homebuyer programs.
By using a credit union-approved realtor to help you find and buy a home in the Jacksonville area, you can get up to thousands of dollars back at closing. Choose from dozens of certified local realty experts to help you navigate the home-buying process and save money doing it.
Ready to Get Started?
Pay off your home mortgage before you retire. Whether you want to build home equity faster or just save money, 121 Financial can work with you to help lower your interest rate and monthly payments with our refinancing options.
Familiarize yourself with your credit history
Collect your personal financial information
Talk with 121 Financial to learn about your home mortgage refinancing options 800.342.2352
“I finance my vehicle and all my loans through 121 Financial Credit Union for all the low rates! 121 Financial helps me save and manage my finances for a better and more secure future.”