Business Financing That Meets Your Company’s Needs

Consider 121 Financial Credit Union as your business partner. Our connections to the Jacksonville community run deep, so we are committed to developing and growing local businesses like yours by providing the financial backing you need to start today.

We’re with you every step of the way of securing your loan from start to finish so that you can focus on what really matters for your company. 121 Financial offers a variety of business loans to help secure capital for what your company needs most.

  • Business Auto Loans
  • Business Equipment Loans
  • SBA Loans
  • Commercial Real Estate Mortgages
  • Lines of Credit

We are active participants with the Small Business Development Center (SBDC) and the Small Business Administration

Business Loan - Payment Calculator

Business Vehicle Loans

Need a lift? We offer vehicle loans to keep your business rolling. Cars, vans, light trucks, heavy-duty trucks—we can help you finance any kind of wheels your business needs.

Business Equipment Loan

Finance the cost of equipment that’s essential for your business. We offer fixed rates and predictable monthly payments so that you can buy, replace or refinance business equipment.

Commercial Real Estate Mortgages

121 Financial offers long-term financing for your real estate loan needs, from buying new properties to planning, improving and refinancing existing properties.


  • Permanent mortgages with flexible terms
  • Construction loans in conjunction with permanent financing

Lines of Credit

Secure short-term funds to keep your company going. This flexible business loan option lets you borrow what you need to keep you strong during cyclical low points, cash conversion cycles and seasonal lulls.