Life’s full of surprising opportunities—and sometimes unexpected expenses. 121 Financial offers loans specifically designed for what matters most in your life, be it a dream vacation, a once-in-a-lifetime celebration or taking care of unforeseen medical costs.
*APR = Annual Percentage Rate. APR shown is lowest available rate. Rates determined by creditworthiness criteria.
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Borrow only the money you need as you need it and only pay interest on the money you borrow. We offer a revolving personal line of credit so that you are ready for cash shortfalls, needed repairs and any unpredicted expense in between.
Rebuild your credit or purchase a costly necessity without dipping into your savings. A secured loan with us is backed by your 121 Financial savings account so that you can receive a low-rate loan while still earning interest on your savings.