Credit Cards That Work For You Purchasing power and financial flexibility— In your wallet and on your phone.

   

Compare Top Credit Cards:

Best for VIP & Travel Benefits
121 financial visa signature

Visa® Signature Card

Experience how rewarding life can be. With a credit card designed for your lifestyle, easily accommodate your spending needs with a generous credit line and rewards points on eligible purchases. Cardholders enjoy VIP access to exclusive benefits and premium rewards including travel, dining and entertainment.

Best for Every Day Rewards
121 financial visa signature

Visa® Platinum Rewards

Earn money back on on everything you buy. On every purchase, our Visa® Platinum Rewards card lets you rack up points that are redeemable for travel, gift cards, electronics, and cool merchandise. And with a credit card that’s not only accepted worldwide but also with no annual fee, it really pays to shop smart.

Best for Building Up Credit
121 financial visa signature

Visa® Platinum Secured

Take back your buying power with the Visa® Platinum Secured credit card. Whether you’re a first-time borrower or just wanting to satart rebuilding your credit, the Visa Platinum Secured card lets you back your line of credit with your 121 Financial savings account, making this the smart, safe way to get your credit back on track.

 
 
  • Balance Transfer Fee
  • APR Rate*
  • Rewards
  • Rewards: Introductory Bonus
  • Rewards: Points to Cash
  • Minimum Limit
  • Concierge Service
  • Additional Features
  • Additional Features
VISA® SIGNATURE CARD
$0 annual fee
  • Balance Transfer Fee None
  • APR Rate* Low variable interest rate*
  • Rewards 1.25 reward points for every $1 spent
  • Rewards: Introductory Bonus 20,000 bonus points if $5,000 spent in 1st 90 days
  • Rewards: Points to Cash Deposit to account or apply to statement
  • Minimum Limit $5,000
  • Concierge Service Yes
  • Additional Features 24/7 Fraud Monitoring & Alerts, $0 liability
  • Additional Features Google Pay™, Apple Pay™, & Samsung Pay™
VISA® PLATINUM REWARDS
$0 annual fee
  • Balance Transfer Fee None
  • APR Rate* Low variable interest rate*
  • Rewards 1 reward points for every $1 spent
  • Rewards: Introductory Bonus 10,000 bonus points if $2,000 spent in 1st 90 days
  • Rewards: Points to Cash Deposit to account or apply to statement
  • Minimum Limit $500
  • Concierge Service No
  • Additional Features 24/7 Fraud Monitoring & Alerts, $0 liability
  • Additional Features Google Pay™, Apple Pay™, & Samsung Pay™
VISA® PLATINUM SECURED
$25 annual fee
  • Balance Transfer Fee None
  • APR Rate* Low variable interest rate*
  • Rewards No points
  • Rewards: Introductory Bonus No Points
  • Rewards: Points to Cash No Points
  • Minimum Limit $500
  • Concierge Service No
  • Additional Features 24/7 Fraud Monitoring & Alerts
  • Additional Features Credit line matches the secured funds in your savings

*APR = Annual Percentage Rate. The intro rate does not apply to cash advances. Your account’s APR will vary with the market based on the Prime Rate; based on your creditworthiness. Be sure to read our disclosure carefully before applying.

**Cardholders are responsible for the cost of any goods or services purchased by the Visa® Signature Concierge on cardholder’s behalf.

Additional Cards:

Prepaid Cards

There are times when paying with cash doesn’t cut it—shopping online, traveling around the country, paying your bills. We offer prepaid cards that you can reload with your 121 Financial account funds so you can securely make the purchases you need without overspending.

FEATURES

• Personalize your card image
• NO ATM fees
• NO required minimum balance
• Track card balance online
• Easy to replace if lost or stolen

LIMITS
FEES

Gift Cards

The gift of convenient credit is always a safe bet. Our Visa gift card options are accepted at stores, restaurants and entertainment venues worldwide. It comes in a variety of designs, making this the perfect gift to anyone for any occasion. Please visit a branch location to purchase a gift card. Once purchased, you can register your card online.

FEATURES
  • NO required minimum balance
  • Track card balance via online banking
  • Easy to replace lost or stolen card
LIMITS
FEES

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