Sometimes called a “share account,” this savings account is required to become a member of 121 Financial Credit Union. There is a required minimum deposit of $5 to open your savings account, and there is a $5 lifetime membership fee. So, the total cost to join 121 Financial is $10 for lifetime membership.
Your membership means you can vote each year for our volunteer board of directors and supervisory committee*, no matter how much money you deposit into your savings account.
*Members of legal age only.
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Savings goals can start early at 121 Financial with our youth savings account. Your children or grandchildren can open a savings account that we designed specifically for children, teens, and young adults, helping them establish a banking history and begin their journey toward financial independence.
*A parent or guardian must be a current member of 121 Financial to establish this account.
Members 50 years or older enjoy even more discounts* when they open a Senior Set Advantage savings account with 121 Financial. This account is especially attractive if you prefer a more traditional banking experience and write and receive paper checks regularly.
*Requires a monthly direct deposit of $500 or more into the account OR you must hold at least $2,000 in a 121 Financial savings, reserve, money market, certificate, or IRA account. Other conditions may apply.
The holidays can be a very expensive time with the costs of family travel, gifts, parties, and more. Think of our holiday savings account as your rainy-day piggy bank for the end of the year. Simply specify how much money you want allocated from your paycheck into this account throughout the year. When it’s time for holiday shopping or party planning, you have the funds already set aside to make it happen.
*Withdrawals made any time other than October/November 1st will result in a penalty fee.
"I have been a member of 121 Financial Credit Union since 1973. 121 Financial is a part of my family and I would not use any other company for my financial needs."