By choosing to open a savings account at 121 Financial, you become a member of a community-focused, not-for-profit credit union. Our members aren’t merely customers, but are partial owners in the credit union with a say over how their savings are handled, in addition to other bonuses.

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Current savings account options include:

Minimum DepositInterest RateMonthly Fee
Regular$5View$0
Holiday Savings$0View$0
Youth Savings$5View$0
Updated February 28, 2019

Regular Savings

This is your basic savings account which holds your $5 deposit that is your “share” in 121 Financial — your part ownership. No matter how much or how little you deposit, all members of legal age get one vote each year for our volunteer board of directors and supervisory committee.

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Counter checks for those times when you need a paper check.
Free Online Banking

Holiday Savings

Do you find yourself stressed at holiday time? Take a little stress away by having funds allotted throughout the year with each paycheck so when it is time to shop for holiday gifts, parties, etc., you won’t have to worry. Funds are distributed October or November and the account automatically renews. Withdrawals made anytime other than October or November 1st will result in a penalty fee. Please refer to the Fee Schedule for current amount.

Youth Savings

Let us help you teach your children or grandchildren the importance of saving and planning for the future.

Once you open your child or grandchild an account, they can remain members no matter where they live or work when they grow up.

Learn more about our products for children, teens, and young adults.

Senior Set Advantage

If you are 50 years or older, we offer discounted Credit Union services.*

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One free box of checks at account opening
Discount on safe deposit box
Three free Cashier's Checks per month
Free check cashing
Free Financial Seminars

*Conditions may apply. See rep for details. Requires at least $500 a month direct deposit to checking account or at least $2,000 in a savings, reserve, money market, certificate, or IRA.