Our Mission at 121 Financial Credit Union is to build lifelong relationships with our members, our team members, and our community by providing personalized solutions that inspire financial well-being.
A community is only as strong as its local industry. That’s why we work hard to provide financial support for Jacksonville’s homegrown businesses. We believe in investing our local commerce that the companies that impact our community the most can thrive and grow.
“It was not very pleasant dealing with other financial institutions. Other banks were not very enthusiastic about helping us with what we needed. They were neither welcoming or accepting. The service and experience of working with 121 Financial was welcoming, and I feel like they were genuinely interested in our business. They provided me with business analysis and worked to help guide my business decisions, which has led to tremendous growth. Our business started with about 13 boats, and now we have 50 boats thanks to 121 Financial.”
“From the very beginning, we sensed something different about 121 Financial: that they were on our side in this new venture. We received great advice on the best options for us, which was in stark contrast to the treatment we received from another bank. They wouldn’t even consider helping us unless we had been in business for several years! We have been in business for over 3 years now, and I am convinced that without 121 Financial, we would still be trying to get our business up and running.”
“A friend recommended 121 Financial and it turned out to be an excellent experience. They were extremely helpful and made the process very simple. Without 121 Financial, we would not be where we are right now. If not for 121 Financial’s hard work, we would probably be in a smaller building in a different location. It is so easy to do anything with them. They are always willing to help, even with small things like helping me get into my online account if I am having problems. Everyone there seems to want to help.”
At 121 Financial, we are committed to strengthening our community of Jacksonville by supporting local organizations, charities and events that best reflect the values of our members and our community. We select donation and sponsorship opportunities where we can make an impact in our community that promotes the health and well-being of those in need.
“121 Financial has been an outstanding partner in our Chef’s Night In program for several years and have provided many wonderful meals for our guests. We are very appreciative of their continued support.”
– Valerie Callahan, Executive Director at Gabriel House of Care
“When these dollars came up short and the future of the Putnam County SBDC was in jeopardy, 121 stepped up and provided this generous donation to keep small business assistance available on a full-time basis. We can’t thank 121 enough for its support of small business lending and of the FSBDC in Putnam County.”
– Janice Donaldson, Director at Florida Small Business Development Center at the University of North Florida
In 2019, 121 Financial introduced its Giving Circle campaign, designed to identify, spotlight, and support local charities and groups making a difference in the local Northeast Florida community. Each month, our members nominate several local non-profit organizations for recognition, which we promote and highlight on social media. At the end of the month, 121 Financial employees and team members vote for one of the nominated charities to receive a $1,000 donation on behalf of the credit union.
121 Financial Credit Union’s Board of Directors is composed of volunteers who are democratically elected by our members each year. Our Directors and executive leadership always focus on the best interests of the membership and the credit union as a whole.
David F. Marovich, Interim Chief Executive Officer
Paul B. Blackstone, Chief Operating Officer
Ben Munday, Chief Financial Officer
Cathy Hufstetler, Sr. Vice President, Lending
Mike Helinsky, Sr. Vice President, Information Services
Board of Directors
Michael Hogan, Chairman
Shelba Williams, Vice Chairman
Cynthia A. deLassus, Treasurer
Harold Boree, Secretary
G. W. (Bill) Cauley, Director
Robert M. Gipson, Director
Billie C. Greenlief, Director
William Macomber, Jr., Director
John Scott, III, Director
Arzada Haynes, Chairperson
Ellen Page, Secretary
David Wells, Member
This notice is to inform all eligible members of the upcoming 2020 election. There are four (4) positions open for the Board of Directors and one (1) position open for the Supervisory Committee. The nomination committee has filed with the Secretary the following candidates for the 2020 ballot. Read their bios here.
Board of Directors Candidates:
W. (Bill) Cauley (incumbent), Retired from AT&T
John Scott, III (incumbent), Interline Brands, Inc.
Harold Boree (incumbent), Retired from AT&T
Shelba Williams (incumbent), Watson Realty Corporation
David Rybak, Retired from Johnson & Johnson
Supervisory Committee Candidates:
Arzada Haynes (incumbent), Supervisor of Elections
As a not-for-profit financial cooperative, 121 Financial Credit Union relies on volunteers to fill the vital positions of the Board of Directors and Supervisory Committee.
Current members that are 18 years or older with an account in good standing with the Credit Union are eligible to submit an application to become a Volunteer Official for 121 Financial Credit Union. The application period for the 2020 election has closed. To be considered for the 2021 election, applications must be received via email or U.S. Mail and postmarked by November 13, 2020.
Application to Serve as Credit Union Volunteer Official
Eligibility Criteria to Be a Volunteer Official
Sample Candidate Statement
Duties and Responsibilities as a Credit Union Volunteer
Credit Union Code of Ethics
Nominating Selection Criteria for Volunteer Officials
Other qualifications include, but are not limited to:
To be considered, all applications must be received or postmarked by November 15, 2019.
You can submit your application one of three ways:
1) Mail to:
Executive Assistants O.B.O. Nominating Committee
121 Financial Credit Union
P.O. Box 40769
Jacksonville, FL 32203
2) Email to:
We will confirm receipt of your application.
We thank you for your interest in becoming a Volunteer Official for 121 Financial Credit Union.