Need money to spruce up your space or cover a large expense for your house? We offer a home equity loan with a fixed rate that’s secured by your home, as well as the option of opening a home equity line or credit, also known as a HELOC.
These lending options are designed for homeowners with established home equity who want to boost their cash flow to pay for things like home renovations, new furniture, or consolidating debt.
*APR= Annual Percentage Rate. APR shown is lowest available rate. Rates determined by creditworthiness criteria.
** Up to 90% loan to value: Variable rate feature: Rate changes whenever Prime changes, based on Prime plus a margin. Promotional rate of 3.99% good for 6 months. Minimum $20,000 draw required. The margin used will depend on your individual creditworthiness. Initial rate based on Prime as of 9/18/19. Maximum rate 18%. Floor rate of 3.50%.
**No closing costs option when you receive an initial advance of at least $20,000. If you close your account or pay more than the minimum payment during the first 12 months, we will add any closing costs we paid on your behalf to your outstanding balance.
*** Loan to Value over 90.01%: Financing is available up to a maximum of 100% of the property value for primary residence. Variable rate feature: Rate changes whenever Prime changes, based on Prime plus 2.49%. Initial rate based on Prime (5.00%) as of September 18, 2019. Maximum rate 18%. Floor rate of 3.50%. Not all applicants will qualify.
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