For most people, saving and working toward retirement is a long-term process that takes planning, hard work and, a lot of times, sacrifice.
At 121 Financial Credit Union, we know our members work hard and do their best every day. That’s why it’s our mission to help them make the most of their hard-earned money by providing retirement and financial services at no cost — with no obligations, no hidden fees, and no asset requirements.
Whether you have $5,000 or $500,000, we treat all our members with respect and dignity and work to help them reach their financial goals.
Learn more about our no-cost, no-obligation financial planning services.
Now’s the time to ensure you get a reliable, safe return for your annual IRA contribution, especially if you’re closing in on retirement.
For a limited time, contribute up $7,000 (the maximum for anyone age 50 and older) in a 20-month IRA CD from 121 Financial Credit Union and earn a stellar 2.00% APY* on your money. Given the potential for market volatility, this is great option to protect your nest egg and get a decent return. You have until April 15, 2020, to make your 2019 contribution. Don’t miss this great opportunity.
New to 121 Financial? Open an account today for just $10.
*APY = Annual Percentage Yield. Must be a member in good standing and have direct deposit to qualify. Interest is compounded monthly. 2.00% APY applies to 20-month CD special only. CD is automatically renewed for same term unless otherwise requested by member. Requires a minimum of $50 to open, maximum is $7,000. Offer may end at any time. Federally insured by NCUA.
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Always know where your retirement savings stand. With our ROTH IRA account, you pay taxes on your savings as your earnings are deposited so that you can enjoy tax-free income during your retirement. This is a great retirement investment option if you have a qualified earned income within Modified Adjusted Gross Income (MAGI) limits and/or expect to be in a higher tax bracket when you retire than you are currently.
Grow your retirement savings tax-deferred. Our traditional IRA accounts let you increase your investment in your future with tax-deductible contributions that earn competitive dividend rates. This is a great retirement investment option to supplement other retirement savings and/or if you want to defer paying taxes on your earnings until after you retire.