CDs - Certificates of Deposit Our Low-Risk Savings Solutions THat Fit Your Investment Horizon

Right Course CD

First time opening a Certificate of Deposit? Consider our Right Course CD account that lets you commit to a shorter timeframe and earn higher returns on your investment with our competitive interest rates.

  • Rate guarantee for term of CD.
  • Flexible maturity dates. (12 months or 24 months)
  • Dividends compounded every month and at maturity.
  • Insured up to $250,000 by NCUA.
  Dividend Rate APY¹
12 Months 0.050% 0.050%
24 Months 0.200% 0.200%
MINIMUM DEPOSIT: $10
TERM: 12 MONTHS, 18 MONTHS, 24 MONTHS

Currently, you’ll need to fund your new CD account in person at one of our branch locations.

Standard CD

You’re ready for a longer-term earnings investment.  That’s why 121 Financial offers a Standard CD account with a fixed interest rate that increases the longer your savings remains untouched.

  • Rate guarantee for term of CD.
  • Flexible maturity dates. (3 months – 60 months)
  • Dividends compounded every month and at maturity.
  • Federally insured by NCUA up to $250,000.
  Dividend Rate APY¹
3 Months 0.100% 0.100%
6 Months 0.300% 0.300%
12 Months 0.995% 1.000%
18 Months 1.094% 1.100%
24 Months 1.391% 1.400%
36 Months 1.045% 1.050%
48 Months 1.490% 1.500%
60 Months 1.736% 1.750%
MINIMUM DEPOSIT: $500
TERM: Up TO 60 MONTHS

Currently, you’ll need to fund your new CD account in person at one of our branch locations.

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