Share Certificates Our Low-Risk Savings Solutions THat Fit Your Investment Horizon
SWEET! CDs* are back in style?!?
4.00% APY — 15 Months — $45,000 min.
Ok, not "THOSE" kind of CDs... we're talking about the Certificate of Deposit* CDs! Act now to open a Share Certificate account for 15 months with a minimum of $45,000 and earn an incredible 4.00% APY! Visit or call any 121 Financial branch for details.
* we call them share certificates
Right Course Certificate
First time opening a Share Certificate? Consider our Right Course Certificate account that lets you commit to a shorter timeframe and earn higher returns on your investment with our competitive interest rates.
- Rate guarantee for term of Certificate.
- Flexible maturity dates. (12 months or 24 months)
- Dividends compounded every month and at maturity.
- Insured up to $250,000 by NCUA.
| Dividend Rate | APY¹ | |
|---|---|---|
| 12 Months | 0.050% | 0.050% |
| 24 Months | 0.200% | 0.200% |
MINIMUM DEPOSIT: $10
TERM: 12 MONTHS, 18 MONTHS, 24 MONTHS
Currently, you’ll need to fund your new Certificate account in person at one of our branch locations.
Standard Certificate
You’re ready for a longer-term earnings investment. That’s why 121 Financial offers a Standard Certificate account with a fixed interest rate that increases the longer your savings remains untouched.
- Rate guarantee for term of Certificate.
- Flexible maturity dates. (3 months – 60 months)
- Dividends compounded every month and at maturity.
- Federally insured by NCUA up to $250,000.
| Dividend Rate | APY¹ | |
|---|---|---|
| 3 Months | 0.100% | 0.100% |
| 6 Months | 1.094% | 1.100% |
| 12 Months | 1.687% | 1.700% |
| 18 Months | 1.884% | 1.900% |
| 24 Months | 2.129% | 2.150% |
| 36 Months | 2.374% | 2.400% |
| 48 Months | 2.472% | 2.500% |
| 60 Months | 2.716% | 2.750% |
MINIMUM DEPOSIT: $500
TERM: Up TO 60 MONTHS
Currently, you’ll need to fund your new Certificate account in person at one of our branch locations.
