Share Certificates For a limited time, we are offering a 5-month share certificate that pays an incredible 4.450% APY. The minimum to open is $25,000. Visit your local branch or call 904-723-6300.

Standard Certificate

You’re ready for a longer-term earnings investment.  That’s why 121 Financial offers a Standard Certificate account with a fixed interest rate that increases the longer your savings remains untouched.

  Minimum Deposit  Dividend Rate  APY*
Share Certificate       
3 Month $500.00 0.100% 0.100%
6 Month $500.00 2.423% 2.450%
12 Month $500.00 3.590% 3.650%
18 Month $500.00 3.203% 3.250%
24 Month $500.00 3.832% 3.900%
36 Month $500.00 3.590% 3.650%
48 Month $500.00 3.397% 3.450%
60 Month $500.00 3.397% 3.450%
  • Rate guarantee for term of Certificate.
  • Flexible maturity dates. (3 months – 60 months)
  • Dividends compounded every month and at maturity.
  • Federally insured by NCUA up to $250,000.
MINIMUM DEPOSIT: $500
TERM: Up TO 60 MONTHS

Currently, you’ll need to fund your new Certificate account in person at one of our branch locations.

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