Keep it simple. Whether you need to build up your banking history or just want the bare essentials, our “no frills” checking account is totally free and delivers the banking basics.
*Please note, you need to establish a share account (cost of $10) and become a member of the credit union to open a checking account. So, the total amount to open a “No Frills” Checking account is $35.
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Protect yourself, your family, and your finances with our Right Choice Checking account, which comes with a host of safeguards against identity theft and fraud. In addition, you enjoy a range of exclusive savings, discounts, and rewards for everyday purchases and expenses.
For less than 17 cents a day, you enjoy the peace of mind and benefits of:
For more information, including disclosures, download our Right Choice Checking brochure.
*Please note, you need to establish a share account ($10 cost) . and become a member of the credit union to open a checking account. So, the total cost to open a Right Choice Checking account is $35.
Right Choice PLUS Checking offers even more benefits and features in addition to the vital protection and rewards you receive with a Right Choice account, including accrued interest on balances of more than $2,500 (which practically pays the difference in monthly fee for this comprehensive account).
So, for less than 22 cents a day, you can rest easy knowing you’re protected from the dangers of debit card fraud, identity theft, and other modern financial risks.
*Please note, you need to establish a share account ($10 cost) and become a member of the credit union to open a checking account. So, the total cost to establish a Right Choice Checking account is $35.
Teens are more likely to make smart financial decisions in the future by learning how to be responsible with their money today. Setting up a Teen Checking account with 121 Financial Credit Union is the start of “real adulting.”
*A parent or guardian must be a current 121 Financial member. And you need to establish a share account ($10 cost) to become a member of the credit union. So, the total cost to open a Teen Checking account is $20.
"We love 121 Financial Credit Union and we have been loyal members for over a decade!"