Business Checking Accounts Keep Your Business Moving with Convenient Access to your Money

A Checking Account for How You Do Business

Managing business expenses is a business in itself. Stay on top of your transactions with our business checking option designed to help you handle your day-to-day business expenses. From purchasing supplies to depositing incomes, 121 Financial offers a business checking solution with great rewards and no fees so that you can focus on taking your company to the next level.

  • Surcharge-free access to 30,000+ nationwide ATMs
  • FREE cash withdrawals at Publix Presto! ATMs
  • FREE access to 5,600+ shared branches
  • Easy to manage via online and mobile banking
  • Overdraft protection available



*Please note, you need to establish a share account and become a member of the credit union to open a business checking account.

Business Banking Just Got Better

Opening a business checking account at 121 Financial means teaming up with another Jacksonville business.

Local companies both big and small choose 121 Financial because of our dedication to grow Jacksonville businesses as well as our faithful focus to give back to our community. No phony pitches, no bait-and-switch. Just honest financial guidance.

  • Dedicated Business Services Team focused on your financial needs.
  • Members benefit whenever 121 Financial has an annual surplus in money.
  • Our board of directors is comprised of volunteers who answer to members like you.
  • Your membership at 121 Financial includes a vote each year for our volunteer board of directors and supervisory committee.

Local Investment

A community is only as strong as its local industry. That’s why we work hard to provide financial support for Jacksonville’s homegrown businesses. We believe in investing our local commerce that the companies that impact our community the most can thrive and grow.

Local Businesses Are What Make our Hometown feel like Home.

Discover the all the services, benefits, and support you receive when you become a 121 Financial Business Member.

121fcu ncua
equal housing lender Jacksonville

Upcoming Events

Scroll to Top Skip to content