WE’RE HERE TO HELP MAKE YOUR MONEY MOVES SMARTER, NOT HARDER.
How Can We Help You Reach Your Goals Today?
Choose selections from the drop-down areas below.
Refi Rewards - Get $200 Cash Back!
Got a vehicle or "toy" with more than $25,000 owed on it? Refinance into a lower rate and get $200 cash back.*
FINANCE HOME IMPROVEMENTS WITH A "HONEY DO" HELOC
Knock out that “Honey Do” list with a flexible HELOC from 121 Financial with a rate as low as 3.75% and no closing costs when your initial draw is over $20,000. Borrow up to 90% of loan to value and get to work!
Personal Banking & Lending
PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES
Business Banking & Lending
BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR BUSINESS, & YOUR EMPLOYEES
WE’VE GOT YOUR BACK WHEN IT COMES TO Financially NAVIGATING LIFE’S BIGgest MOMENTS
Buy Your Dream Home
Find your perfect financial fit in a variety of mortgage loan options at lower rates than the big banks and larger mortgage companies.
Repair or Build Credit
Whether you're just entering into the world of credit for the first time, or looking to repair and increase your score, we've got your back.
Start or Grow a Business
Experience the care that comes along with choosing a credit union that advocates passionately for local and small businesses.
Build Your Nest Egg
There aren't too many things that feel better than having financial security. We can help you meet your short and long term goals.
Get to know your friendly neighborhood 121 team members!
Meet: Douglas Jones
Branch Manager | Orange Park
"My name is Douglas, and I am the Argyle/Orange Park manager. The passion that resides within is to help others achieve their financial goals. In addition, I enjoy outdoor activities and spending time with family and friends."
THE 121 FINANCIAL BLOG
Trusted Financial Advice and The Latest News from Your Hometown Credit Union
How to Create a Budget You Can Live With In Seven Stepson January 4, 2021
How would you feel knowing that you had solid plan in place that is easy to follow and gives you the chance to prepare […]
EIP2: Update on the 2nd Round of Economic Impact Paymentson December 31, 2020
LAST UPDATED ON: January 6th @ 12:32 PM The Internal Revenue Service and the Treasury Department has begun delivering a […]
How to Avoid Debt? The 10 Best Ways to Do Iton December 28, 2020
Into every life, a little debt will fall but effectively taking charge of one's finances can be the difference between […]
What Members are Saying:
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When You Join the Hometown Credit Union, You Invest In Jacksonville
121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.
When the coronavirus pandemic struck, our award-winning Business Services team stepped up big to fill the void left by Wall Street banks. Our team worked one-to-one (like our name promises) with as many local small businesses as possible to help them access Paycheck Protection Program funding. 121 Financial helped preserve nearly 4,000 local jobs.
You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?