Proud to Be Jacksonville’s Hometown Credit Union

Since 1935, 121 Financial has been a cornerstone in Northeast Florida, helping our members and community to grow and prosper. We offer a full range of banking and financial services, delivered with modern technology and personalized service.


ACCOUNT LOGIN


Why Join?

NEW! Step Up Your Savings with our new 27-month Certificate, Starting at 3.00% APY

When rates go up, so can yours! Our new 27-month “Step Up” Certificate lets you raise your rate once whenever our 24-month certificate rate climbs above 3.00%. Minimum deposit is only $500. Call us at 904-723-6300, Option 9, or visit a branch to open a certificate today.


LEARN MORE

Personal Banking & Lending

PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES


Personal Accounts

Become A Member

We provide truly personalized, one-to-one service and assistance for all members


About Membership

Business Banking & Lending

BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOUR BUSINESS & YOUR EMPLOYEES


Business Accounts

Step Up Your Savings – New 27-month Certificate

Take advantage of this “rising rates” environment with our new 27-month “Step Up” Certificate. During your term, if the rate for our 24-month certificate rises above 2.00% APY, you can raise your rate one time. Minimum deposit only $500.*The Big Banks call these investment vehicles “CDs.” 


Learn More

“90-Day No Pay” Is Back!

Back by popular demand! Get a low-interest new or used auto loan from 121 Financial Credit Union and enjoy up to 90 days until your first payment is due. 

If you’re in the market for a new or used vehicle, we’ve got your back.


Learn More

Earning Money on Your Money is Cool Again!

Act now to open a Share Certificate account for 15 months with a minimum of $45,000 and earn an incredible 4.00% APY! Visit any 121 Financial branch or call (904) 723-6300 to open a Share Certificate.*The Big Banks call these investment vehicles “CDs.” Ugh, they are so cringe.


Learn More

WE’RE HERE TO HELP MAKE YOUR MONEY MOVES SMARTER, NOT HARDER.

How Can We Help You Reach Your Goals Today?

Choose selections from the drop-down areas below.











Contact 121FCU


Visit Learning Center

Your Money Where Your Mobile is

121 Financial Mobile Banking

Manage your money simply and securely with the 121 Financial mobile banking app- whenever and wherever you are. Available FREE from the Apple App Store and Google Play.


THE 121 FINANCIAL BLOG

Trusted Financial Advice and The Latest News from Your Hometown Credit Union




Feb
03

What Is An Insurance Score: Everything you Need to Know

What Is An Insurance Score: Everything You Need to Know Investing in insurance coverage is the best and most practical way to secure your and your family’s future. However, as […]




Jan
27

Is Consolidating Student Loans a Good Idea?

Many students take out student loans to cover some of their education costs. Student loans are sums of money you borrow with the intention of repaying them in the future […]




Jan
20

Why Is It Important to Set Financial Goals for the Future?

Do you often find yourself struggling financially? Sometimes we want to improve that part of our life but don’t see a way forward.  One of the main reasons this happens […]

Get to know your friendly neighborhood 121 team members!


Play Video

Meet:
Joshua Keyes

Financial Advisor at 121 Financial

Our resident financial advisor details how he he works with members who are nervous about investing or new to it all.


learn more

When You Join the Hometown Credit Union, You Invest In Jacksonville

121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.


Play Video

For 25 years, Sulzbacher has been providing Housing, Healthcare and Hope to your homeless and at risk neighbors- serving men, women, and families with children. To help their cause– and especially the school-aged children in need in Jacksonville– 121 Financial Credit Union hosted a school supply drive and a community bash at the end of July! Over 400 Jacksonville kids in need got backpacks loaded with new school supplies, free community meals, plus tons of dentist and pediatric check up appointments set!

You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?


How to Become a Member

What Members are Saying:

Want to give a shout-out to a branch team member who went above and beyond? Click the button below to leave a review!


Leave a Review

cdfi
121fcu ncua
equal housing lender Jacksonville
SBA-LenderDecal-FINAL

Upcoming Events

Scroll to Top Skip to content