Honey, It's Done!

"Honey Do" HELOC - Tap Up to 90% of
Your Home's Appraised Value for Improvements
Yes, you also get a FREE WHEELBARROW (really!)

You Should Buy A Boat!

Need to Get Outside? Finance Up to 100% & No Payments for 60 Days

Finishing Touches on

New State-of-the-Art Touchton Branch
Opens June 1st

Phase I Re-opening

Branch Lobbies Re-open With Appointment-Only
Service on May 26th.
Visit 121fcu.org/covid for the latest.

Have You Used a Live
Teller Machine (LTM) Yet?

121 FCU is the *Only* Institution in
Jacksonville with a fleet of LTMs!

You're Not a Number
to Us.

Membership is Ownership. It's now 100% FREE to join
Jacksonville's hometown credit union.


Your Hometown Credit Union is Always Here for You

121 Financial has been Jacksonville’s hometown credit union for 85 years and counting. We’ve been here, deeply rooted in this community, longer than any other financial institution, and we are committed to helping all people, of all backgrounds, in good times and bad times.

You have a choice of where you put your hard-earned money. At 121 Financial, 100% of our capital is put to work back in the Jacksonville and North Florida community, helping people purchase homes, start businesses, and better their lives.


Join 121 Financial

Make the Right Choice

Protect your cash and your identity, plus enjoy great shopping rewards, for less than 17 cents a day.

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Find Your Dream Home

We offer our a variety of mortgage loan options at lower rates than big banks and mortgage companies.

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Build Your Nest Egg

Members enjoy no-cost financial planning, provided by CUNA Brokerage Services.

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Paying for College

We offer flexible student loan options to help pay for tuition and other educational costs.

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What Our Members Say About 121 Financial Credit Union

I love 121 Financial for being customer-friendly and the convenience they provide for banking in Jacksonville.

- Govinda Sagam

Check Out Our Business Member Spotlight:
The Mini Bar


121 Financial Supports Local Business