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HELP LOCAL CHILDREN IN NEED START THE SCHOOL YEAR RIGHT

121 Financial is hosting a school supply drive to assist local homeless, at-risk, and low-income students (including teens). Please help by donating supplies at any branch through July 30.

Thirsty Thursdays Have Never Been Better: Free Baseball is Back!

This season, we have planned 10 Free Member Days at 121 Financial Ballpark, including 5 Thirsty Thursdays. Pre-registration required one week prior to game.

It's Play Time!
We've slashed loan rates on all the "Toys."

Put a new toy in your driveway when you finance it smart with 121 Financial Credit Union. We've slashed our loan rates across the board on all the fun toys -- RVs, motorcycles, boats, jetskis, ATVs, even golf carts. Get outside and play!

Savvy Spender.
Hometown Hero.
Swipe right.

The new 121 Financial "Hometown" Credit Cards provide all the purchasing power, rewards, perks, and flexibility of a Big Bank card... but with almost HALF the rates and with 100% investment back into our local community.

Your Money Where Your Mobile is

121 Financial Mobile Banking

Manage your money simply and securely with the 121 Financial mobile banking app— whenever and wherever you are. Available FREE from the Apple App Store and Google Play.

Personal Banking & Lending

PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES

Business Banking & Lending

BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR BUSINESS, & YOUR EMPLOYEES

WE’VE GOT YOUR BACK WHEN IT COMES TO Financially NAVIGATING LIFE’S BIGgest MOMENTS

Buy Your Dream Home

Find your perfect financial fit in a variety of mortgage loan options at lower rates than the big banks and larger mortgage companies.

Repair or Build Credit

Whether you're just entering into the world of credit for the first time, or looking to repair and increase your score, we've got your back.

Start or Grow a Business

Experience the care that comes along with choosing a credit union that advocates passionately for local and small businesses.

Build Your Nest Egg

There aren't too many things that feel better than having financial security. We can help you meet your short and long term goals.

Get to know your friendly neighborhood 121 team members!

Meet: Joshua Keyes

Financial Advisor at 121 Financial

Our resident financial advisor details how he he works with members who are nervous about investing or new to it all.

THE 121 FINANCIAL BLOG

Trusted Financial Advice and The Latest News from Your Hometown Credit Union

Investing In Crypto vs Stocks: What Are the Key Differences?

In this article, you will learn the key differences between investing in stocks and crypto.These days, word of crypto has inundated the airwaves, while news of companies rising and falling continues to pervade. This has led to a perceived "crypto...

What Is Cryptocurrency and How Does It Work?

Cryptocurrency is a digital or virtual currency that uses cryptography for security. Cryptocurrencies are decentralized, meaning they are not subject to government or financial institution control. At first, maybe you're thinking, what is money if a government or financial institution...

7 Smart Investment Tips For Beginners to Start Their Investing Journey

In today’s economy, it’s wise to find ways to grow your money. Investments are the best option, especially for young people who have plenty of time to weather the ups and downs of the market. It does seem that young...

What Members are Saying:

Want to give a shout-out to a branch team member who went above and beyond? Click the button below to leave a review!

When You Join the Hometown Credit Union, You Invest In Jacksonville

121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.

For 25 years, Sulzbacher has been providing Housing, Healthcare and Hope to your homeless and at risk neighbors- serving men, women, and families with children. To help their cause-- and especially the school-aged children in need in Jacksonville-- 121 Financial Credit Union hosted a school supply drive and a community bash at the end of July! Over 400 Jacksonville kids in need got backpacks loaded with new school supplies, free community meals, plus tons of dentist and pediatric check up appointments set!

You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?

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