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School Supply Drive for Sulzbacher Ends on July 29, so Donate Now!

121 Financial is partnering with Sulzbacher to host a School Supply Drive to give homeless and at-risk kids and teens the supplies they need to succeed in the classroom. Please drop off donations at your local 121FCU branch by July 29.

WE’RE HERE TO HELP MAKE YOUR MONEY MOVES SMARTER, NOT HARDER.

How Can We Help You Reach Your Goals Today?

Choose selections from the drop-down areas below.

You've Been Cooped Up Long Enough...

IT'S TIME TO TAKE THAT DREAM VACATION!

No matter if you're taking a cross-country road trip, organizing a family reunion, or flying to your dream destination...vacation costs can add up quickly. If you’re looking to finance a big vacation, then a Personal Loan made for vacations is a great option! 

Get Your Paws on a New Boat!

121 Financial is one of the few institutions in Jacksonville that lets you finance up to 100% of your new or used boat, including the trailer, fees and taxes... And, for a limited time, you can enjoy up to 60 days before your first payment is due! Cruising boats, fishing boats, personal watercraft—if you can drive or sail it, we can help you finance it.

Your Money Where Your Mobile is

121 Financial Mobile Banking

Manage your money simply and securely with the 121 Financial mobile banking app— whenever and wherever you are. Available FREE from the Apple App Store and Google Play.

Personal Banking & Lending

PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES

Business Banking & Lending

BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR BUSINESS, & YOUR EMPLOYEES

WE’VE GOT YOUR BACK WHEN IT COMES TO Financially NAVIGATING LIFE’S BIGgest MOMENTS

Buy Your Dream Home

Find your perfect financial fit in a variety of mortgage loan options at lower rates than the big banks and larger mortgage companies.

Repair or Build Credit

Whether you're just entering into the world of credit for the first time, or looking to repair and increase your score, we've got your back.

Start or Grow a Business

Experience the care that comes along with choosing a credit union that advocates passionately for local and small businesses.

Build Your Nest Egg

There aren't too many things that feel better than having financial security. We can help you meet your short and long term goals.

Get to know your friendly neighborhood 121 team members!

Meet: Joshua Keyes

Financial Advisor at 121 Financial

Our resident financial advisor details how he he works with members who are nervous about investing or new to it all.

THE 121 FINANCIAL BLOG

Trusted Financial Advice and The Latest News from Your Hometown Credit Union

What Members are Saying:

Want to give a shout-out to a branch team member who went above and beyond? Click the button below to leave a review!

When You Join the Hometown Credit Union, You Invest In Jacksonville

121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.

When the coronavirus pandemic struck, our award-winning Business Services team stepped up big to fill the void left by Wall Street banks. Our team worked one-to-one (like our name promises) with as many local small businesses as possible to help them access Paycheck Protection Program funding. 121 Financial helped preserve nearly 4,000 local jobs.

You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?

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