WE’RE HERE TO HELP MAKE YOUR MONEY MOVES SMARTER, NOT HARDER.
How Can We Help You Reach Your Goals Today?
Choose selections from the drop-down areas below.
You've Been Cooped Up Long Enough...
IT'S TIME TO TAKE THAT DREAM VACATION!
No matter if you're taking a cross-country road trip, organizing a family reunion, or flying to your dream destination...vacation costs can add up quickly. If you’re looking to finance a big vacation, then a Personal Loan made for vacations is a great option!
Get Your Paws on a New Boat!
Personal Banking & Lending
PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES
Business Banking & Lending
BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR BUSINESS, & YOUR EMPLOYEES
WE’VE GOT YOUR BACK WHEN IT COMES TO Financially NAVIGATING LIFE’S BIGgest MOMENTS
Buy Your Dream Home
Find your perfect financial fit in a variety of mortgage loan options at lower rates than the big banks and larger mortgage companies.
Repair or Build Credit
Whether you're just entering into the world of credit for the first time, or looking to repair and increase your score, we've got your back.
Start or Grow a Business
Experience the care that comes along with choosing a credit union that advocates passionately for local and small businesses.
Build Your Nest Egg
There aren't too many things that feel better than having financial security. We can help you meet your short and long term goals.
Get to know your friendly neighborhood 121 team members!
Meet: Joshua Keyes
Financial Advisor at 121 Financial
Our resident financial advisor details how he he works with members who are nervous about investing or new to it all.
THE 121 FINANCIAL BLOG
Trusted Financial Advice and The Latest News from Your Hometown Credit Union
Vacation Loans: How to Finance Your Dream Vacationon July 27, 2021
Are you aching to fly to your dream destination and explore the sights you’ve always wanted to see? Going on a vacation […]
How to Refinance a Car Loan: A Step by Step Guideon July 22, 2021
Refinancing a car loan is a great way to pay off an auto loan quickly. But, is refinancing the right option for you? You […]
Financing a Boat: How Do Boat Loans Workon July 14, 2021
For some people, nothing compares to the freedom of sailing the seas or the peace of fishing at your local lake. To enjoy […]
What Members are Saying:
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When You Join the Hometown Credit Union, You Invest In Jacksonville
121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.
When the coronavirus pandemic struck, our award-winning Business Services team stepped up big to fill the void left by Wall Street banks. Our team worked one-to-one (like our name promises) with as many local small businesses as possible to help them access Paycheck Protection Program funding. 121 Financial helped preserve nearly 4,000 local jobs.
You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?