It's "New" to You!

**HUGE RATE CUT FOR USED CAR LOANS** We Slashed Used Car Loan Rates Across the Board.
The Lowest of ANY Bank or CU in Town!

Honey, It's Done.

"Honey Do" HELOC - Tap Up to 90% of
Your Home's Appraised Value for Improvements
Yes, you also get a FREE WHEELBARROW (really!)

Have You Used a Live
Teller Machine (LTM) Yet?

121 FCU is the *Only* Institution in
Jacksonville with a fleet of LTMs!

You're Not a Number
to Us.

Membership is Ownership. It's now 100% FREE to join
Jacksonville's hometown credit union.


When You Join the Hometown Credit Union, You Invest In Jacksonville

121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.

When the coronavirus pandemic struck, our award-winning Business Services team stepped up big to fill the void left by Wall Street banks. Our team worked one-to-one (like our name promises) with as many local small businesses as possible to help them access Paycheck Protection Program funding. 121 Financial helped preserve nearly 4,000 local jobs.

You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?


Join 121 Financial

Make the Right Choice

Protect your cash and your identity, plus enjoy great shopping rewards, for less than 17 cents a day.

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Find Your Dream Home

We offer our a variety of mortgage loan options at lower rates than big banks and mortgage companies.

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Build Your Nest Egg

Members enjoy no-cost financial planning, provided by CUNA Brokerage Services.

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You Should Buy a Boat!

Been thinking about a boat? We finance up to 100% and currently offer 60 days with no loan payments.

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What Our Members Say About 121 Financial Credit Union

I love 121 Financial for being customer-friendly and the convenience they provide for banking in Jacksonville.

- Govinda Sagam

Check Out Our Business Member Spotlight:
The Mini Bar


121 Financial Supports Local Business