Official Credit Union of the Jacksonville Jumbo Shrimp
Since 1935, 121 Financial has been a cornerstone in Northeast Florida, helping our members and community to grow and prosper. We offer a full range of banking and financial services, delivered with modern technology and personalized service.
$25 for Your Child/Teen & $25 for You When You Open a Youth Account Today
For a limited time, when you open a new Youth Savings or Teen Checking account for your child in person at your local 121 Financial branch, we will deposit $25 in your child's new account and $25 in your 121FCU account.
Personal Banking & Lending
PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES
Become A Member
We provide truly personalized, one-to-one service and assistance for all members
Business Banking & Lending
BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOUR BUSINESS & YOUR EMPLOYEES
Earning Money on Your Money is Cool Again!
Act now to open a Share Certificate account for 15 months with a
$45,000 JUST $2,500 minimum and earn an incredible 4.00% APY! Visit any 121 Financial branch or call (904) 723-6300 to open a Share Certificate.
*The Big Banks call these investment vehicles "CDs." Ugh, they are so cringe.
"90-Day No Pay" Is Back!
Back by popular demand! Get a low-interest new or used auto loan from 121 Financial Credit Union and enjoy up to 90 days until your first payment is due.
If you're in the market for a new or used vehicle, we've got your back.
Step Up Your Savings - New 27-month Certificate
Take advantage of this "rising rates" environment with our new 27-month "Step Up" Certificate. During your term, if the rate for our 24-month certificate rises above 3.00% APY, you can raise your rate one time.
Minimum deposit only $500.
*The Big Banks call these investment vehicles "CDs."
WE’RE HERE TO HELP MAKE YOUR MONEY MOVES SMARTER, NOT HARDER.
How Can We Help You Reach Your Goals Today?
Choose selections from the drop-down areas below.
THE 121 FINANCIAL BLOG
Trusted Financial Advice and The Latest News from Your Hometown Credit Union
Do Cash Advances Hurt Your Credit? Understanding the Risks
In life, you may sometimes find yourself in a tight spot financially. It can be a major headache, especially if no options help you. One possible solution is a cash […]
Bank vs Credit Union Auto Loan: Making the Right Choice
Having a car is essential for most people, but what should you consider when it comes to financing? In the bank vs credit union auto loan debate, it’s crucial to […]
Get to know your friendly neighborhood 121 team members!
Meet: Joshua Keyes
Financial Advisor at 121 Financial
Our resident financial advisor details how he he works with members who are nervous about investing or new to it all.
When You Join the Hometown Credit Union, You Invest In Jacksonville
121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.
For 25 years, Sulzbacher has been providing Housing, Healthcare and Hope to your homeless and at risk neighbors- serving men, women, and families with children. To help their cause-- and especially the school-aged children in need in Jacksonville-- 121 Financial Credit Union hosted a school supply drive and a community bash at the end of July! Over 400 Jacksonville kids in need got backpacks loaded with new school supplies, free community meals, plus tons of dentist and pediatric check up appointments set!
You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?
What Members are Saying:
Want to give a shout-out to a branch team member who went above and beyond? Click the button below to leave a review!