Serving Jacksonville Since 1935
For 88 years, 121 Financial has been a cornerstone in Northeast Florida, helping our members and community to grow and prosper. We offer a full range of banking and financial services, delivered with modern technology and personalized service.
NEW! 5-Month SHare Certificate Pays A Whopping 4.45%
Looking to invest your nest egg wisely without locking up your money? 121 Financial Credit Union now offers a five-month share certificate that pays 4.450% APY, among the best returns anywhere for this kind of investment. Minimum deposit to open is $25,000.
Personal Banking & Lending
PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES
Become A Member
We provide truly personalized, one-to-one service and assistance for all members
Business Banking & Lending
BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOUR BUSINESS & YOUR EMPLOYEES
Holiday Toy Drive: December 4th-14th
It's been a tough year for many families in Jacksonville dealing with job insecurity and losses, exploding rents, and even homelessness. To help, 121 Financial Credit Union is hosting another holiday toy drive for the homeless and at-risk kids, teens, and families of Sulzbacher! You can bring your holiday toy donation to any of our 121 Financial Credit Union branch lobbies, during normal business hours, through December 14th!
121 FINANCIAL ANNOUNCES INTENT TO MERGE WITH VYSTAR CREDIT UNION
121 Financial Credit Union announced its intent to merge with VyStar Credit Union. This transaction is expected to close later this year and would bring together two trusted and financially strong Jacksonville-based credit unions.
Bookmark https://121fcu.org/vystar for updates.
New! 4.45% APY 5-month Certificate
Get more for your hard-earned savings with our new 5-month share certificate that pays a whopping 4.45% when you invest $25,000 or more. Earn a bigger return on your savings without locking up your money.
WE’RE HERE TO HELP MAKE YOUR MONEY MOVES SMARTER, NOT HARDER.
How Can We Help You Reach Your Goals Today?
Choose selections from the drop-down areas below.

Managing Credit Card Debt: 10 Strategies to Pay It Off Fast
Are you drowning in credit card debt? Feeling overwhelmed and unsure of how to tackle it? Managing credit card debt can be daunting, but with the right strategies, you can […]
Get to know your friendly neighborhood 121 team members!
Meet: Joshua Keyes
Financial Advisor at 121 Financial
Our resident financial advisor details how he he works with members who are nervous about investing or new to it all.
When You Join the Hometown Credit Union, You Invest In Jacksonville
121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.
For 25 years, Sulzbacher has been providing Housing, Healthcare and Hope to your homeless and at risk neighbors- serving men, women, and families with children. To help their cause-- and especially the school-aged children in need in Jacksonville-- 121 Financial Credit Union hosted a school supply drive and a community bash at the end of July! Over 400 Jacksonville kids in need got backpacks loaded with new school supplies, free community meals, plus tons of dentist and pediatric check up appointments set!
You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?