Proud to Be Jacksonville’s Hometown Credit Union

Since 1935, 121 Financial has been a cornerstone in Northeast Florida, helping our members and community to grow and prosper. We offer a full range of banking and financial services, delivered with modern technology and personalized service.

Our Holiday Toy Drive is Back in Support of the Kids & Teens Served By Sulzbacher

121 Financial Credit Union is helping making spirits bright with our third annual Holiday Toy Drive in support of the 500+ homeless and at-risk kids and teens in Jacksonville served by Sulzbacher. Donate at any branch now through December 14th!

Personal Banking & Lending

PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES

Become A Member

We provide truly personalized, one-to-one service and assistance for all members

Business Banking & Lending

BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOUR BUSINESS & YOUR EMPLOYEES

90-Day No Pay is Back!

Now through Jan. 7, enjoy up to 90 days before you have to make your first payment when you get a new or used auto loan from 121 Financial. This includes refinances!

Save your cash for the holidays and don't worry about your first payment until March 2023.

'Tis The Season for Double Rewards!

From November 1st to December 31st, all 121 Financial VISA® Signature or Rewards Credit Cardholders enjoy double rewards (4 points or 4% back) on holiday spending. 

This includes purchases with airlines and travel companies, restaurants, gas stations, grocery stores, and retail stores -- even Walmart, Target, Costco, BJs, and Amazon. 

Savvy Spender.
Hometown Hero.
Swipe right.

The new 121 Financial "Hometown" Credit Cards provide all the purchasing power, rewards, perks, and flexibility of a Big Bank card... but with almost HALF the rates and with 100% investment back into our local community.

WE’RE HERE TO HELP MAKE YOUR MONEY MOVES SMARTER, NOT HARDER.

How Can We Help You Reach Your Goals Today?

Choose selections from the drop-down areas below.

Your Money Where Your Mobile is

121 Financial Mobile Banking

Manage your money simply and securely with the 121 Financial mobile banking app— whenever and wherever you are. Available FREE from the Apple App Store and Google Play.

THE 121 FINANCIAL BLOG

Trusted Financial Advice and The Latest News from Your Hometown Credit Union

How Do Auto Loans From Credit Unions Work?

If you are looking for a car and need to finance your purchase, there are numerous options available. However, you may want to consider getting an auto loan from a […]

How Does Homeowners Insurance Work and What Does It Cover?

Do you own a home? If you do, you might want to look into homeowners’ insurance.  Without homeowners’ insurance, homeownership can face problems in a flash.  All it takes is […]

Why Is Financial Literacy Important?

The unfortunate truth today is that very few people are financially literate. They don’t fully understand finances, even with the number of educational achievements they may possess.  The lack of […]

Get to know your friendly neighborhood 121 team members!

Meet: Joshua Keyes

Financial Advisor at 121 Financial

Our resident financial advisor details how he he works with members who are nervous about investing or new to it all.

When You Join the Hometown Credit Union, You Invest In Jacksonville

121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.

For 25 years, Sulzbacher has been providing Housing, Healthcare and Hope to your homeless and at risk neighbors- serving men, women, and families with children. To help their cause-- and especially the school-aged children in need in Jacksonville-- 121 Financial Credit Union hosted a school supply drive and a community bash at the end of July! Over 400 Jacksonville kids in need got backpacks loaded with new school supplies, free community meals, plus tons of dentist and pediatric check up appointments set!

You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?

What Members are Saying:

Want to give a shout-out to a branch team member who went above and beyond? Click the button below to leave a review!

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