The Power of Credit In Your Pocket Build or Repair your credit... and your peace of mind

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Visa® Platinum Secured Card


Take back your buying power with the Visa® Platinum Secured credit card. Whether you’re a first-time borrower or just wanting to start rebuilding your credit, the Visa Platinum Secured card lets you back your line of credit with your 121 Financial savings account, making this the smart, safe way to get your credit back on track.

Secured Card Top Benefits

Build Credit At Any Level

build credit fast by paying on time

Save Now to Spend Later

your credit limit is tied to a refundable deposit 

Protection You Need

24/7 fraud & identity theft protection

  • Balance Transfer Fee
  • APR Rate*
  • Rewards
  • Rewards: Introductory Bonus
  • Rewards: Points to Cash
  • Minimum Limit
  • Concierge Service
  • Additional Features
  • Additional Features
Additional Features
  • Balance Transfer FeeNone
  • APR Rate*Low variable interest rate*
  • RewardsNo points
  • Rewards: Introductory BonusNo Points
  • Rewards: Points to CashNo Points
  • Minimum Limit$500
  • Concierge ServiceNo
  • Additional Features24/7 Fraud Monitoring & Alerts
  • Additional FeaturesCredit line matches the secured funds in your savings
  • $25 annual fee

*APR = Annual Percentage Rate. The intro rate does not apply to cash advances. Your account’s APR will vary with the market based on the Prime Rate; based on your creditworthiness. Be sure to read our disclosure carefully before applying.

**Cardholders are responsible for the cost of any goods or services purchased by the Visa® Signature Concierge on cardholder’s behalf.


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A Division of VyStar Credit Union

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