Right Course Certificate
Our Right Course Certificate may be the option for you. The Right Course Certificate gives you the option to “grow” a certificate with the ability to add deposits at any time during the certificate term.
The minimum deposit to start is $10. It’s the perfect Certificate to get started with savings.
You may choose a maturity date of 12 or 24 months. An unchanged account will automatically renew the Certificate at maturity.
Standard Term Share Certificates
The standard Term Share Certificate requires a $500 minimum deposit, and you can choose your own maturity date! (From 3 months to 60 months.) Early withdrawal penalties apply. See the Fee Schedule for details.
Our Certificates make you money with competitive compounding interest. Dividends may be re-invested (compounded), credited to a 121 Financial savings/checking account, a check mailed monthly, deferred, or withdrawn without penalty.
Money Market Account
Want to earn a little more than a savings account but still have access to your funds? At $2,500 our Money Market account earns dividends and has a generous per-month allowance for accessing the funds.
Building Your Nest Egg?
Our IRA can help you prepare for retirement. (Traditional and Roth available.)
Planning for Your Retirement?
Our Financial Retirement & Investment Services Program offers a variety of insurance and investment solutions.