WEBINAR: “Build a Basic Budget” with Ms. Gail Lewis

Ms. Gail Lewis of 121 Financial Credit Union breaks down how to build a realistic, reasonable budget and get control of your spending. If you’re overwhelmed with overdraft fees and […]


WEBINAR: “Smart Car Buying” with Lisa Harris

In August 2020, Lisa Harris led a webinar on “Smart Car Buying”. In this free webinar, you will learn how to determine what you can afford, how to navigate dealerships, […]

understanding credit

Webinar: “Understanding Credit” with Ms. Gail Lewis

In late July 2020, Ms. Gail Lewis led a “lunch and learn” webinar for the public about the basics of credit and how you can improve your credit standing and […]

121fcu An Intro to 529 Plans

WEBINAR: An Intro to 529 Plans

If you have the goal to increase educational savings, a 529 educational savings plans can help you reach that goal. In the webinar we discuss how 529 plans work, the […]

121fcu Automating Your Finances

WEBINAR: Automating Your Finances

NOW is a great time to start a healthy savings habit! Learn how to automate your savings and master this key step to financial wellness.  We share what accounts you […]


WEBINAR: Guarding Against Identity Theft

In this 30 minute webinar, we cover what identity theft is, how it occurs, how thieves use your information, how to protect yourself, and what to do if you become […]

121fcu Finances with Behavioral Economics

WEBINAR: Hacking Your Finances with Behavioral Economics

What is standing in your way of saving? There is psychological research that shows we do not always make rational decisions. Learn the behavioral science of why we struggle to […]

121fcu-Options for Dealing With Debt

WEBINAR: Options for Dealing With Debt

If you are dealing with debt, you’re not alone. Let’s work together to come up with a plan to get out of debt and reduce your financial stress. We explore […]


WEBINAR: Retirement 101

Invest a little of your time to start building a secure retirement for you and your family! During this webinar we develop a personalized plan that will be the first […]


WEBINAR: Saving to Achieve your Goals

Whatever your goals for 2020, you’ll likely need to save to achieve them. Listen in to the webinar Saving to Achieve Your Goals – give yourself the gift of savings in […]

121fcu Finances with Behavioral Economics

WEBINAR: SMART Goals – Financial Focus

With 2019 at a close, now is a great time to put 2020 into focus. In this webinar we share how to develop a “SMART” financial goal, review steps to […]

121fcu Credit Reports & Scores

WEBINAR: Understanding Credit Reports & Scores

Learn about how credit reports and scores work. We discuss what information is included on your credit report, how a score is calculated, and tips for managing and improving your […]

Latest Learning Center Posts

Ask Ms. Gail: What should I do If I can’t make my loan payment?
Ask Ms. Gail: What is the difference between a credit score and a beacon score?
Ask Ms. Gail: What is a credit score and what makes it up?

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