With a 121 Money Market account, members can increase the earning power of their money without locking it away in an inaccessible retirement account. While a Money Market account requires a minimum opening balance of $2500, there is no limit on deposits, withdrawals, or transfers, and account holders may access their funds at any time. With competitive interest rates and no monthly fees, this account is a flexible, adaptable option for those looking to earn higher returns on their savings.