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Mortgage Center

  • First Mortgages
  • Home Equity:
    • Line-of-Credit
    • Fixed-rate 1st Lien
  • Land

First and Second Mortgages, Home Equity, and Home Improvement available.

Rates as low as 3.00% APR.

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View Second Mortgage Rates

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First Mortgage

Great Low Rates and No Closing Costs Option available for certain mortgage programs!

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For custom rate quotes, lending calculators, or to apply, visit our First Mortgage Website or click the image at right.

Note: First mortgage rates are unavailable in the morning while we are in the process of introducing new rates for the day. Rates are generally available after 10:30 AM each day.

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Closing Costs Option

  • We pay closing costs up to $5,000
  • Member pays origination fee, prepaid interest, private mortgage insurance and initial escrow deposit.
  • Member must reimburse closing costs if loan is paid off within the first 2 years
  • Limited time offer and subject to change without notice
  • Subject to credit approval certain restrictions and limitations apply

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Home Equity Loan (Second Mortgage)

A fixed term loan using the equity in your home.

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Rates as low as % APR.

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Home Equity Line of Credit (HELOC)

Use the equity in your home to receive cash.

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Using the equity in your home, you can quickly receive cash towards:

  • Improving your home
  • College tuition
  • Anything else you need

Low closing costs; No closing costs option available.

Rates as low as % APR.

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Land Loan

Purchase land to build a home or refinance your existing land loan.

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(Maximum loan-to-value is 60%)

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TruStage® Auto & Homeowners Insurance

Trusted insurance coverage.

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You trust 121 Financial Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Homeowners Insurance Program!

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