Becoming a homeowner is a major life milestone — and one that can be intimidating for a lot of people. Don’t worry! No matter what stage of the process you’re at, 121 Financial is here to help our members find the affordable home of their dreams. We’ll help you secure financing for your first home, or work with you to downsize or refinance your existing home.

Need help with your application?

We offer many loans to suit your needs:

  • Primary Residence & Second Mortgages
  • Fixed 30-year and 15-year Loans
  • 5, 7, 10-year Adjustable Rate Mortgages (ARM)
  • Home Equity Lines of Credit

 If you are looking for a shorter-term mortgage, ask us about our TimeSaver program that pays up to $5,000 in closing costs.