Leverage the financial flexibility that comes with home ownership.
A key benefit to owning your home is the equity you build up over time. Whether you have a mortgage with 121 Financial Credit Union or not, you can leverage this equity to qualify for a Home Equity Loan or a Home Equity Line of Credit (HELOC) to pay for things like renovations, debt consolidation, college tuition, and more.
Generally, the interest rate on your HELOC is tied to the prime rate of interest (and the combined loan-to-value amount) and may fluctuate as rates rise and fall.
121 has been a part of our lives for over 19 years. They have helped us get our first mortgage, vehicles, and were there for us every step of the way. The security and great customer service that 121 has offered has always put my mind at ease.
121 Financial Member