Deposit is a free service that allows you to use your smart phone or tablet to
deposit a check conveniently into your 121 Financial account. To take advantage of this feature, you will
need a 121 Financial account, be enrolled in online banking and have our mobile
Is my account eligible for Mobile
provided your account meets the following conditions; your account is not
frozen for any reason, you have not mishandled your account and/or services or
you have not defaulted on any agreement(s) with 121 Financial. Agreements include but are not limited to an
account agreement, a loan agreement or a Privilege Pay repayment plan.
Getting started with Mobile Deposit
that Mobile Deposits may be immediately accepted but could be rejected upon
further review. Rejected deposits could
be related to improper endorsement, poor image quality or unacceptable
items. Unacceptable items include but
are not limited to checks payable to any person other than you (third party
checks), fraudulent or altered checks, a check that is drawn on an institution
outside of the United States or a check dated more than 6 months prior to the
date of deposit.
Are there deposit limitations on
is a daily limit of $10,000 per day of acceptable items. If your deposit exceeds this limit, you may
visit your nearest branch to conduct your deposit.
When can Mobile Deposits be
be submitted 24 hours a day, 7 days a week.
When will my account be credited for
my Mobile Deposit?
business day, Mobile Deposits are posted after 3pm EST. Business days are Monday through Friday,
excluding holidays. Deposits using this
service are not subject to the funds availability of Federal Reserve Board
Regulation CC. Generally, the first $200
of your deposit will be available after your deposit is posted unless your
account is open less than 30 days.
Where can I view my Mobile Deposit
into the mobile application, click the Menu button then click the down arrow
next to Services on the menu. Next,
click on Online History/Activity Center.
Click Deposited Checks on the top menu.
Enter your search criteria and click Apply to retrieve your deposit
Who can I call with more questions
about Mobile Deposit?
assistance, please call Member Services at 904-723-6300, option 8 and our
representatives will gladly assist you.