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Member Perks


FREE Financial Advice, Counseling, Budgeting Tips

Want to make the most out of your money? Accel offers financial counseling and tips in the comfort of your own home. Peruse through the library of financial advice or contact us to speak with a live representative who can assist you with your budget.
>> Budget better with Accel

ATM network and Shared Branching

Access your 121 account surcharge-free at ATMs across the country.

With tens of thousands of locations with no surcharge, access your 121 account at thousands of locations across the country.
>> Find the nearest ATM.

“CheckRight” Program

Get a checking account with less-than-perfect credit

Poor credit score? Here's a program to help you get a checking account.
>> Get started with CheckRight

CU Plus Program for Businesses

Become a partner and receive benefits for you and your employees

Select businesses partner with us to offer great free benefits to their employees.
>> Become a CU Plus Employer
>> Are you currently employed by a CU Plus Employer

Design Your Own Card

It’s your card. Be you!

Make your credit card one-of-a-kind and express yourself.
>> Get your Custom Card Design

Fraud Prevention Information

Stay one step ahead of fraud.

Keep up to date on the latest scams and other important information on fraud.
>> Visit Fraud Prevention

Financial Retirement & Investment Services

It is never too early to invest in your future.

No cost or obligation.
>> Visit Retirement & Investment Services

Mobile Banking and Mobile Apps

Yes, we have an app for that. Download the 121 app today!

Do your banking on-the-go from your smart phone.
>> Get your 121 Financial Credit Union app today.

Online Banking (Private PC)

FREE 24-hour access to your accounts.

Access your account anywhere at your convenience with free online banking through Private PC.
>> Login to your account.

Online Loan Applications

Save a trip to the credit union. Apply through Online Banking.

It's FREE to use and convenient. Simply log into your online banking (Private PC) and choose “Apply for a Loan” from the gray navigation bar.
>> Apply for a loan at a convenient time for you.


FREE resources to help you become financially savvy.

Free: downloadable budget software, budget calculators, and over the phone financial counseling.
>> Visit our Resources Library

VIP Auto Buyer Service

Our FREE car buying service makes car buying easier.

Get the best deal on a new or used vehicle with this free service.
>> Visit our Auto Center