121 Financial  Credit Union

Funds Availability Policy

Our general policy is to allow you to withdraw funds deposited in your account on the same business day that we receive your deposit. Funds from electronic deposits will be available on the day we receive the deposit. In some cases, we may delay your ability to withdraw funds beyond the same business day.

These funds will generally be available by the second (2nd) business day after the day of deposit. Although funds may have been made available to you and you may have withdrawn them, you are still responsible for problems with the deposit such as checks that were deposited being returned unpaid.

For Full Funds Availability Disclosure, please contact 121 Financial Credit Union.

For Shared Branch transactions: Funds from deposits may not be available for immediate withdrawal. Please refer to your institution’s rules governing funds availability for details.