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Credit Cards

No Annual Fee & No Balance Transfer Fees

Please see the credit card application for terms and conditions.

Visa® Signature

Rates as low as: 11.24% APR*
Minimum Limit: $10,000
For purchases, balance transfers & cash advances.

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Experience the most out of life with your 121 Financial Visa® Signature card. With this card, you get instant access to dozens of benefits.

  • Travel

  • Entertainment

  • Fine Wine and Food

  • Sports

  • Concierge*

  • Shopping

*Cardholders are responsible for the cost of any goods or services purchased by the Visa® Signature Concierge on cardholder’s behalf.

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Visa® Platinum

Rates as low as: 9.74% APR*
Minimum Limit: $500
For purchases, balance transfers & cash advances.

Visa® Platinum Rewards

Rates as low as: 10.24% APR*
Minimum Limit: $500
For purchases, balance transfers & cash advances.

Build Credit with a Visa® Platinum Progressive
Ages 18+

Rates as low as: 14.89% APR*
Minimum Limit: $500
For purchases, balance transfers & cash advances.

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Your credit history follows you where ever you go; so you’ll want to make sure it stays in good standing. Use this card as an opportunity to build a credit history with rewards for maintaining it!

The initial rate is only 14.89% compared to other rates on cards that can range from 16% to 22%, or more. Plus, this rate is good for purchases and advances, unlike most other cards which charge a higher rate on cash advances.

Helpful Resource:

Learn more about our products for children, teens, and young adults.

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*When you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.