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Express Deposit

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Merchant Services

Increase sales and efficiency, by utilizing Merchant Services provided by Cocard, a trusted partner of 121FCU.


By choosing to utilize Merchant Services through the Credit Union, your business receives:

  • 24/7 Customer Service
  • Competitive pricing on products, equipment & services
  • Multiple processing platform solutions
  • Experienced industry professionals
  • 24 hour merchant funding available
  • Flexible merchant loan programs

Increase Your Sales. Customers spend up to 20% more when they are not constrained by cash on hand or checks.

Improve Your Efficiency. You can experience improved cash-flow with Visa and MasterCard payment verses checks before card transactions are typically settled in 24 to 72 hours.

No Long-Term Commitments! Let us build a custom program that best suits you and how you run your business.

Cocard, Our Trusted Merchant Services Provider. Cocard has over 10 years of experience in the industry with relationships built on respect, loyalty and trust. Each month 80% of new customers are from referrals. Start-ups and home-based businesses are okay too!

Nothing is more important than making sure your money is delivered into your account on time and at a rate you can afford. With Cocard’s No Monthly Minimum Guarantee, you know that you get to keep more of the money you have earned.

Whether it's retail or an Internet business, Cocard has the equipment for you. Cocard stocks a full line of Verifone, Hypercom and Exadigm terminals, all of which can also be used for gift card programs and cash back solutions. For Internet customers, there are a multitude of gateways and shopping carts from which to choose. All equipment is available for purchase or lease.

Contact Cocard
Amy Huffman, Account Executive
4540 Southside Blvd. Suite 803
Jacksonville, FL 32216
Office: 904-384-4601 | Fax: 904-981-0975 | Cell: 904-657-7747