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Business Loans

121 Financial offers five types of loans to help you with your small business.

Commercial Mortgage Loans

Used for the purchase/refinance a commercial property.

  • Finance up to $3,000,000, Flexible Terms
  • Fixed or Variable Rate, at discretion of 121 FCU

Term Business Loans

Used for legitimate business purposes, such as purchase of capital assets (i.e. equipment, etc.), remodeling or expansion.

  • Finance up to $500,000, Up to 84 months
  • Fixed or Variable Rate, at discretion of 121 FCU

Visa® Credit Card

  • No application or annual fee
  • eStatements available via Private PC Online Banking
  • Make cash advances from any ATM or branch

Business Line of Credit

Used for any general business purpose.

  • Fixed or Variable Rate, at discretion of 121 FCU
  • Can provide Overdraft Protection for your Business Checking Account.

Vehicle Loans

  • Up to $50,000*, Up to 84 months

*$50,000+ is available, but may price differently and require additional documentation.