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Business Accounts

Business Savings

A Business Savings Account establishes membership at the Credit Union.

If a Checking Account is also opened, the Savings Account may provide Overdraft Protection for the Checking Account.

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Business Money Market Account

121 Financial's Money Market Account offers the best of both worlds: Competitive dividend rates, and access to your funds.


Why choose a Money Market Account?

If your business will maintain a minimum balance of $2,500, the credit union can typically offer a higher dividend rate on a Money Market than a Checking Account.*

A Money Market Account requires a minimum opening balance of $2,500. You may make unlimited deposits to your account. We save you money with no monthly fees.

Our Money Market account conveniently offers unlimited in-person withdrawals and transfers. You may make up to 6 withdrawals or transfers to another credit union account or to a third party, computer transfer, or telephone order during a statement cycle (per Regulation D).

*Refer to current Rate Schedule for comparison between Checking and Money Market dividend rates.

Have $50,000 or more?

Our Premier Money Market may be right for you. With a higher interest rate on Premier Money Market Accounts, you can start earning more money today!


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Business Checking

Our Business Checking Account makes you money with competitive dividends and has no minimum balance and no monthly fees.


  • No Minimum Balance
  • Interest Bearing
  • Visa® Debit Card
  • Free Online Banking and Online BillPayer
  • Free eStatements
  • and More!


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