The 121 FCU Blog Financial Tips & Latest News from Your Hometown Credit Union

What Is Revolving Debt and How Does it Affect Your Credit?

A good credit score signifies that your financial situation — along with other aspects of your life — is on the right track. For this reason, creditors, landlords, and even […]

Secured Debt vs Unsecured Debt: Understanding Their Differences

If you are trying to manage debt or planning to apply for a loan, knowing the details about secured debt vs unsecured debt is critical. It is important whether a […]

Top 10 Reasons to Buy Life Insurance & How to Shop for the Best Policy

Life insurance is something that everyone is better off having, as it assures financial help in case of a loss. However, the truth is that very few people get it. […]

How to Save Money On a Tight Budget

Saving money can seem like a foreign concept when everything already feels tight. At this point, you feel like you don’t have the space to buy the things you desire […]

15 Most Common Budgeting Mistakes You’re Making & How to Fix Them

Have you blown your budget one too many times before? Do you now believe you’re absolutely incapable of budgeting?

How to Teach Your Teenager Financial Responsibility

Financial literacy is an important life skill that all teenagers should learn. The sooner you start teaching your children how to handle money, the better off they will be.

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