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Apply for a Loan – Non-Members

Thank you for choosing 121 Financial Credit Union!

3 Ways to Apply

  1. Apply online.


  2. Call 904.723.6300 to speak with a member service representative.
  3. Visit any branch to speak with a member service representative. View Locations.


Membership is available to individuals who work, live or attend school in the Florida counties of Duval, Clay, St. Johns, Nassau, Baker, Columbia, Union, Bradford, Alachua, Putnam, and Flagler and their immediate families*.

Membership in 121 Financial Credit Union is also available to employees (active or retired) and their immediate families of companies providing telecommunications services; and to organizations whose members are of the same general group regardless of where they live.

*The immediate family is defined to include any person related to the primary member by blood or marriage.