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Our Holiday Toy Drive Is Back in Support of Sulzbacher

We need your help, Jacksonville! We've expanded our Toy Drive this year to serve 500+ at-risk and homeless kinds & teens. Bring new, unopened toys and gifts (especially teens) to your nearest 121 Financial branch through December 11th.

WE’RE HERE TO HELP MAKE YOUR MONEY MOVES SMARTER, NOT HARDER.

How Can We Help You Reach Your Goals Today?

Choose selections from the drop-down areas below.

Get your motor running. Get out on the Highway. Looking for Adventure?

121 Financial has some of the lowest auto loan rates in Jacksonville and we make buying a new or "new to you" car as easy as handing the dealership an envelope when you're ready to buy. 

Savvy Spender. Hometown Hero. Swipe Right.

The new 121 Financial Credit Cards provide all the purchasing power, rewards, perks, and flexibility of a "Big Bank" card... but with almost HALF the rates and with 100% investment back into our Jacksonville community.

Your Money Where Your Mobile is

121 Financial Mobile Banking

Manage your money simply and securely with the 121 Financial mobile banking app— whenever and wherever you are. Available FREE from the Apple App Store and Google Play.

Personal Banking & Lending

PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES

Business Banking & Lending

BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR BUSINESS, & YOUR EMPLOYEES

WE’VE GOT YOUR BACK WHEN IT COMES TO Financially NAVIGATING LIFE’S BIGgest MOMENTS

Buy Your Dream Home

Find your perfect financial fit in a variety of mortgage loan options at lower rates than the big banks and larger mortgage companies.

Repair or Build Credit

Whether you're just entering into the world of credit for the first time, or looking to repair and increase your score, we've got your back.

Start or Grow a Business

Experience the care that comes along with choosing a credit union that advocates passionately for local and small businesses.

Build Your Nest Egg

There aren't too many things that feel better than having financial security. We can help you meet your short and long term goals.

Get to know your friendly neighborhood 121 team members!

Meet: Joshua Keyes

Financial Advisor at 121 Financial

Our resident financial advisor details how he he works with members who are nervous about investing or new to it all.

THE 121 FINANCIAL BLOG

Trusted Financial Advice and The Latest News from Your Hometown Credit Union

What Members are Saying:

Want to give a shout-out to a branch team member who went above and beyond? Click the button below to leave a review!

When You Join the Hometown Credit Union, You Invest In Jacksonville

121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.

For 25 years, Sulzbacher has been providing Housing, Healthcare and Hope to your homeless and at risk neighbors- serving men, women, and families with children. To help their cause-- and especially the school-aged children in need in Jacksonville-- 121 Financial Credit Union hosted a school supply drive and a community bash at the end of July! Over 400 Jacksonville kids in need got backpacks loaded with new school supplies, free community meals, plus tons of dentist and pediatric check up appointments set!

You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?

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