Official Credit Union of the Jacksonville Jumbo Shrimp
Since 1935, 121 Financial has been a cornerstone in Northeast Florida, helping our members and community to grow and prosper. We offer a full range of banking and financial services, delivered with modern technology and personalized service.
Free Jumbo Shrimp - Member Days Are Back for 2023 Baseball Season
Are you ready for some baseball?! 121 Financial members can claim free tickets to 11 different Jumbo Shrimp games this season, including several Thirsty Thursday games. All tickets are digital this year and will be delivered via email on the day of the game. Registration opens seven days before each game, so set a calendar reminder.
Personal Banking & Lending
PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES
Become A Member
We provide truly personalized, one-to-one service and assistance for all members
Business Banking & Lending
BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOUR BUSINESS & YOUR EMPLOYEES
Step Up Your Savings - New 27-month Certificate
Take advantage of this "rising rates" environment with our new 27-month "Step Up" Certificate. During your term, if the rate for our 24-month certificate rises above 3.00% APY, you can raise your rate one time.
Minimum deposit only $500.
*The Big Banks call these investment vehicles "CDs."
"90-Day No Pay" Is Back!
Back by popular demand! Get a low-interest new or used auto loan from 121 Financial Credit Union and enjoy up to 90 days until your first payment is due.
If you're in the market for a new or used vehicle, we've got your back.
Earning Money on Your Money is Cool Again!
Act now to open a Share Certificate account for 15 months with a minimum of $45,000 and earn an incredible 4.00% APY! Visit any 121 Financial branch or call (904) 723-6300 to open a Share Certificate.
*The Big Banks call these investment vehicles "CDs." Ugh, they are so cringe.
WE’RE HERE TO HELP MAKE YOUR MONEY MOVES SMARTER, NOT HARDER.
How Can We Help You Reach Your Goals Today?
Choose selections from the drop-down areas below.

How to Deal With Debt Collectors
Unpaid debts can quickly cause problems with your credit score and negatively impact your ability to borrow.
Get to know your friendly neighborhood 121 team members!
Meet: Joshua Keyes
Financial Advisor at 121 Financial
Our resident financial advisor details how he he works with members who are nervous about investing or new to it all.
When You Join the Hometown Credit Union, You Invest In Jacksonville
121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.
For 25 years, Sulzbacher has been providing Housing, Healthcare and Hope to your homeless and at risk neighbors- serving men, women, and families with children. To help their cause-- and especially the school-aged children in need in Jacksonville-- 121 Financial Credit Union hosted a school supply drive and a community bash at the end of July! Over 400 Jacksonville kids in need got backpacks loaded with new school supplies, free community meals, plus tons of dentist and pediatric check up appointments set!
You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?