Official Credit Union of the Jacksonville Jumbo Shrimp

Since 1935, 121 Financial has been a cornerstone in Northeast Florida, helping our members and community to grow and prosper. We offer a full range of banking and financial services, delivered with modern technology and personalized service.

NEW! 5-Month SHare Certificate Pays A Whopping 4.450%

Looking to invest your nest egg wisely without locking up your money? 121 Financial Credit Union now offers a five-month share certificate that pays 4.450% APY, among the best returns anywhere for this kind of investment. Minimum deposit to open is $25,000.

Personal Banking & Lending

PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES

Become A Member

We provide truly personalized, one-to-one service and assistance for all members

Business Banking & Lending

BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOUR BUSINESS & YOUR EMPLOYEES

121 FINANCIAL ANNOUNCES INTENT TO MERGE WITH VYSTAR CREDIT UNION

121 Financial Credit Union announced its intent to merge with VyStar Credit Union. This transaction is expected to close later this year and would bring together two trusted and financially strong Jacksonville-based credit unions.

Bookmark https://121fcu.org/vystar for updates.

"90-Day No Pay" Is Back!

Back by popular demand! Get a low-interest new or used auto loan from 121 Financial Credit Union and enjoy up to 90 days until your first payment is due. 

If you're in the market for a new or used vehicle, we've got your back.

WE’RE HERE TO HELP MAKE YOUR MONEY MOVES SMARTER, NOT HARDER.

How Can We Help You Reach Your Goals Today?

Choose selections from the drop-down areas below.

Your Money Where Your Mobile is

121 Financial Mobile Banking

Manage your money simply and securely with the 121 Financial mobile banking app— whenever and wherever you are. Available FREE from the Apple App Store and Google Play.

THE 121 FINANCIAL BLOG

Trusted Financial Advice and The Latest News from Your Hometown Credit Union

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Zero-Based Budgeting: What It Is and How Does It Work

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15 vs. 30-Year Mortgage: Which One Should You Choose?

  Are you considering taking out a mortgage? Deciding between a 15 vs. 30-year mortgage can be a difficult decision.   Both mortgages offer advantages and disadvantages depending on your […]

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5 Tips for Teaching Kids About Money & Why Starting Early is Key

Teaching kids about money is an important lesson to instill early on. Teaching children the value of money and how to manage it can set them up for success later […]

Get to know your friendly neighborhood 121 team members!

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Meet: Joshua Keyes

Financial Advisor at 121 Financial

Our resident financial advisor details how he he works with members who are nervous about investing or new to it all.

When You Join the Hometown Credit Union, You Invest In Jacksonville

121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.

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For 25 years, Sulzbacher has been providing Housing, Healthcare and Hope to your homeless and at risk neighbors- serving men, women, and families with children. To help their cause-- and especially the school-aged children in need in Jacksonville-- 121 Financial Credit Union hosted a school supply drive and a community bash at the end of July! Over 400 Jacksonville kids in need got backpacks loaded with new school supplies, free community meals, plus tons of dentist and pediatric check up appointments set!

You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?

What Members are Saying:

Want to give a shout-out to a branch team member who went above and beyond? Click the button below to leave a review!

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