WE’RE HERE TO HELP MAKE YOUR MONEY MOVES SMARTER, NOT HARDER.
How Can We Help You Reach Your Goals Today?
Choose selections from the drop-down areas below.
Get your motor running. Get out on the Highway. Looking for Adventure?
121 Financial has some of the lowest auto loan rates in Jacksonville and we make buying a new or "new to you" car as easy as handing the dealership an envelope when you're ready to buy.
Savvy Spender. Hometown Hero. Swipe Right.
Personal Banking & Lending
PERSONAL ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR FAMILY, & YOUR FINANCES
Business Banking & Lending
BUSINESS ACCOUNT OPTIONS DESIGNED TO PROTECT YOU, YOUR BUSINESS, & YOUR EMPLOYEES
WE’VE GOT YOUR BACK WHEN IT COMES TO Financially NAVIGATING LIFE’S BIGgest MOMENTS
Buy Your Dream Home
Find your perfect financial fit in a variety of mortgage loan options at lower rates than the big banks and larger mortgage companies.
Repair or Build Credit
Whether you're just entering into the world of credit for the first time, or looking to repair and increase your score, we've got your back.
Start or Grow a Business
Experience the care that comes along with choosing a credit union that advocates passionately for local and small businesses.
Build Your Nest Egg
There aren't too many things that feel better than having financial security. We can help you meet your short and long term goals.
Get to know your friendly neighborhood 121 team members!
Meet: Joshua Keyes
Financial Advisor at 121 Financial
Our resident financial advisor details how he he works with members who are nervous about investing or new to it all.
THE 121 FINANCIAL BLOG
Trusted Financial Advice and The Latest News from Your Hometown Credit Union
Combining Finances After Marriage: Should You Do It?on November 25, 2021
Marriage, as we all know, involves a great deal of decision-making, with the majority of those decisions involving money. […]
19 Tips On How to Save Money Fast On a Low Incomeon November 18, 2021
You’ve probably tried everything you could to get some money together while on a tight budget. No matter what you do, […]
10 Holiday Budgeting Tips to Help You Control Your Spendingon November 11, 2021
According to a report from Deloitte, the average holiday spending for 2021 increased to $1,463 and is up 5% year-over-year […]
What Members are Saying:
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When You Join the Hometown Credit Union, You Invest In Jacksonville
121 Financial has been Jacksonville’s hometown credit union for 85 years and counting and we invest 100% of our capital back into the local community.
For 25 years, Sulzbacher has been providing Housing, Healthcare and Hope to your homeless and at risk neighbors- serving men, women, and families with children. To help their cause-- and especially the school-aged children in need in Jacksonville-- 121 Financial Credit Union hosted a school supply drive and a community bash at the end of July! Over 400 Jacksonville kids in need got backpacks loaded with new school supplies, free community meals, plus tons of dentist and pediatric check up appointments set!
You have a choice of where you put your hard-earned money. So ask yourself this: Does your current financial institution care more about helping people up on Wall Street, or the people on our Main Street?